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Who We Are

Who We Are

At the Housing Education Program, we promote homeownership through a wide array of home buying services, including but not limited to:

  • Pre-purchase Counseling
  • Housing Education Workshops
  • Default Mortgage Counseling
  • Exploring Affordable Housing Options
  • Reverse Mortgage Counseling

Mission Statement

By providing comprehensive financial counseling and education, we will help consumers achieve financial independence through debt reduction, homeownership, and improved money management skills.

Who We Serve

We provide housing education and counseling to individuals and families in person throughout the San Francisco Bay Area and via telephone nationwide. Our services are available to all members of the community. We also offer customized services to municipalities, non-profit groups and private corporations. Services are provided in English, Spanish, Mandarin, Cantonese, and Tagalog.

In this time of economic downturn, homeownership opportunities have become even more of a challenge than they've been in the recent past- both in terms of attaining and retaining homeownership. We understand that challenge and can help consumers, whether directly or through partnerships with other organizations, customize a plan to meet their unique needs.

Thank You

We would like to express our appreciation to the following organizations who provided financial support for our housing counseling programs in 2009.

  • PMI Foundation
  • PMI Mortgage Insurance, Inc.
  • FreddieMac
  • Self-Help Credit Union
  • Money Management International
  • Homeownership Preservation Foundation
  • Citi Foundation
  • Wells Fargo Foundation
  • FannieMae
  • Northern Circle Indian Housing Authority
  • HUD
  • California Homeownership Preservation Initiative
  • National Foundation for Credit Counseling
  • U.S. Treasury

Policy Statement

  • Any consumer contacting of CCCS of San Francisco for counseling services will be provided service regardless of the language they speak.
    - Whenever possible, a client will be paired with a counselor who speaks his language.
    - If a client speaks a language other than those of our multi-lingual counseling staff, the AT&T Language Line will be contacted to schedule a translator for the time of the appointment. CCCS will pay for the cost of the service.

  • Hearing impaired clients will be provided service via telephone or in-person.
    - If the client prefers a telephone consultation, TTY operators will be contacted to participate at the time of the session. CCCS will pay for the cost of the service.
    - If the client prefers a face-to-face consultation, the Bay Area Communications will be contacted and sign language interpreter will be available for the consumer's appointment. CCCS will pay for the cost of the service.

  • Whenever a 3rd party interpreter is a party to an appointment, two back to back appointments will be scheduled in order to insure appropriate time for a complete and thorough counseling session.

Contact the Housing Education Program

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